Home loan planner

Plan your EMI, precisely.

Set the property price, down payment, rate and tenure — see your monthly EMI, total interest, a year-by-year schedule, and how much you could save by prepaying.

Your loan

₹
₹20 L₹3 Cr
10%60%
Loan amount₹0
%
6%14%
yrs
5 yrs30 yrs
Your monthly EMI
₹0/month
Principal versus interest share of total payment
0%principal
  • Principal₹0
  • Total interest₹0
  • Total payable₹0
Loan-free by—
Interest vs loan—
Take-home needed*—

*At roughly 50% of take-home pay for all EMIs. Figures are estimates; actual rates and eligibility depend on the lender.

LOAN INSIGHTS

See where every rupee goes.

Hover or tap the chart for yearly figures. Try a prepayment to see how much interest you could save.

  • Principal
  • Interest

Prepayment simulator

Pay a little extra and watch the interest fall.

₹0
₹0
Interest saved₹0
Loan closesOn schedule

Floating-rate home loans for individuals carry no prepayment penalty. Assumes prepayments reduce the tenure.

AMORTISATION SCHEDULE

Year by year.

YearPrincipalInterestTotal paidBalanceLoan repaid

Ready to turn these numbers into keys?

Our team helps with eligibility, documents and loan options through our lending partners — right up to disbursal.

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